Washington
10th Grade
State Standards
Look below to see how Banzai's courses, worksheets, activities, and games align with the State Learning Standards: Financial Education for 10th Grade. Note, any one activity listed will satisfy the associated competency.
10.SS: Spending and Saving
Develop a plan for spending and saving.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Create a plan to manage spending and achieve financial goals.
2: Determine if and how charitable giving fits into a spending plan.
Develop a system for keeping and using financial records.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
3: Compare checking, savings, and credit card accounts that financial institutions provide.
Describe how to use different payment methods.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
4: Summarize the risks and protections of checks, prepaid cards, debit cards, gift cards, and online or mobile payment systems.
5: Compare the features and costs of personal checking accounts offered by different financial institutions.
6: Identify the costs of cashing a check with various third parties, such as banks and credit unions, check-cashing services, and retail outlets.
Apply consumer skills to spending and saving decisions.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
7: Demonstrate how to use comparison shopping skills to buy or finance a major purchase.
8: Research the cost of expenses associated with postsecondary education and the financial impact of dual-credit or technical training opportunities in high school.
9: Research the costs and benefits of a new versus used car (e.g., maintenance, safety, financing, and gas mileage) versus alternative forms of transportation.
10: Evaluate specific charities based on purpose, management, outcomes or results, and reputation.
Under Development
10.CD: Credit and Debt
Analyze the costs and benefits of various types of credit.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Compare the cost of borrowing $1,000 by means of different consumer credit options.
2: Compare various types of student loans (public and private) as a means of paying for postsecondary education.
3: Explore alternatives to loans such as educational laddering opportunities (i.e., acquiring skills incrementally as a person moves along their career path) as a means of paying for postsecondary education.
10.EI: Employment and Income
Explore job and career options.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Identify how non-income factors such as child-care options, cost of living, and work conditions can influence job choice.
2: Outline a career plan that aligns with personal interests, financial goals, and desired lifestyle.
3: Develop a résumé and cover letter for a specific job of interest.
Compare sources of personal income and compensation.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
4: Give examples of employee benefits and explain why they are forms of compensation.
Analyze factors that affect net income.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
5: Complete IRS form W-4 (Employee's Withholding Allowance Certificate) to determine the optimal amount to withhold for personal income tax.
Under Development
6: Differentiate between gross, net, and taxable income.
7: Complete IRS Form 1040EZ, Form 1040, and applicable state income tax forms.
Under Development
10.I: Investing
Explain how investing may build wealth and help meet financial goals.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Define the time value of money and explain how money invested regularly over time may grow exponentially.
Under Development
2a: Given a rate of return and number of years, calculate the future value of a lump sum investment.
Under Development
2b: Given a rate of return and number of years, calculate the lump sum amount an investor must invest today to reach a specific financial goal at a future date.
Under Development
2c: Given a rate of return, number of years, and frequency of periodic payments, calculate the end (future) value of an investment.
Under Development
2d: Given a rate of return, number of years, and frequency of payments, calculate the periodic payment amount needed to reach a specific investment goal.
Under Development
3: Compare strategies for investing as part of a comprehensive financial plan.
4: Illustrate how the time value of money applies to retirement planning.
Evaluate investment alternatives.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
5: Compare types of investments appropriate for different objectives such as liquidity, income, and growth.
Demonstrate how to buy and sell investments.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
6: Give examples of how economic conditions and business factors affect the market value of a stock.
10.RM: Risk Management and Insurance
Identify common types of risks and basic risk management methods.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Identify circumstances in which self-insurance is appropriate.
2: Give examples of insurance for the types of risks that young adults might face.
Justify reasons to use property and liability insurance.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
3: Differentiate among the main types of auto insurance coverage.
4: List factors that determine auto insurance premiums and the factors that cause them to change.
5: Compare the legal minimum amounts of auto insurance coverage required in Washington state and the recommended optimal amounts.
10.FD: Financial Decision-Making
Recognize the responsibilities associated with personal financial decisions.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Predict how individual responsibility for financial well-being will change over a lifetime with changing life circumstances.
2: Compare how financial responsibility is different for individuals with and without dependents.
Under Development
3: Consider how personal financial decisions might affect family members.
4: Consider different definitions of wealth based on personal values, priorities, and goals.
Under Development
Use reliable resources when making financial decisions.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
5: Evaluate whether financial information is objective, accurate, and current.
6: List factors to consider when selecting a financial professional.
Make criterion-based financial decisions by systematically considering alternatives and consequences.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
7: Develop a contingency plan to handle events (e.g., car breakdown or phone loss) that might affect personal finances on short notice.
Control personal information.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
8: Understand identity theft prevention strategies.
Use a personal financial plan or budget.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
9: List the main components of a simple will.
Under Development
10: Explain the purpose of a durable power of attorney for health care (living will).
Under Development