Washington
Washington
4th Grade
State Standards

Look below to see how Banzai's courses, worksheets, activities, and games align with the State Learning Standards: Financial Education for 4th Grade. Note, any one activity listed will satisfy the associated competency.

4.SS: Spending and Saving

Develop a plan for spending and saving.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Create a way to keep track of money spent.
2: Categorize types of household expenses and sources of income.
3: Calculate the sales tax for a given purchase.
4: Compare ways that people can decrease expenses to save more of their income.
5: Give an example of how the government uses tax revenues.
Under Development

Develop a system for keeping and using financial records.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
6: Monitor financial statements for a personal savings account.

Describe how to use different payment methods.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
7: Explain why people keep money in banks and credit unions.
8: Describe how checks and debit cards, gift cards, and credit cards are used as payment methods.
9: Verify the total cost of a purchase that includes multiple items.
10: Calculate the amount of change to be returned when the payment amount is greater than the purchase price.

Apply consumer skills to spending and saving decisions.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
11: Compare prices for the same item from two different sources.
12: Justify a spending decision based on predetermined criteria for an acceptable outcome and available options.
13: Analyze how spending choices are influenced by price, advertising, the spending choices of others, and peer pressure.

4.CD: Credit and Debt

Analyze the costs and benefits of various types of credit.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Identify situations when people might pay for certain items in small amounts over time.
2: Summarize the advantages and disadvantages of using credit.
3: Explain why using a credit card is a form of borrowing.
4: Recognize how overspending can lead to borrowing problems.

4.EI: Employment and Income

Explore job and career options.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Analyze how different jobs require different skills, training, and tools.
2: Explain how an individual's interests, knowledge, and abilities can affect job and career choice.
3: Research jobs related to a career of interest.
4: Classify the types of businesses run by local entrepreneurs.
5: Describe how people form businesses to meet customers' needs while generating income for themselves.
6: List ways that owning a business involves risk that the business will not be able to earn enough revenue to pay its costs.

Compare sources of personal income and compensation.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
7: Identify jobs children can do to earn money.
8: Explain the difference between a wage and a salary.

4.I: Investing

Explain how investing may build wealth and help meet financial goals.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Describe reasons for investing.

Evaluate investment alternatives.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
2: Compare the main features and rates of return on basic deposit accounts at local financial institutions.