Washington
Washington
6th Grade
State Standards

Look below to see how Banzai's courses, worksheets, activities, and games align with the State Learning Standards: Financial Education for 6th Grade. Note, any one activity listed will satisfy the associated competency.

6.SS: Spending and Saving

Develop a plan for spending and saving.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Show how spending priorities reflect goals and personal values.
2: Classify the components of a personal spending plan, including income, planned saving, and expenses.
3: Distinguish between saving strategies, including pay yourself first and comparison shopping.
4: Compare the advantages and disadvantages of saving for financial goals.
5: Identify the importance of an emergency fund.

Develop a system for keeping and using financial records.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
6: Prepare a sample personal property inventory, including descriptions, locations, and estimates of value.
Under Development

Describe how to use different payment methods.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
7: Summarize the advantages and disadvantages of checks, prepaid cards, debit cards, gift cards, and online and mobile payment systems.

Apply consumer skills to spending and saving decisions.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
8: Analyze how external factors, such as marketing and advertising techniques, might influence spending decisions for different individuals.

6.CD: Credit and Debt

Analyze the costs and benefits of various types of credit.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Explain how debit cards differ from credit cards.
2: Calculate the total cost of repaying a loan under various rates of interest and over different periods.

6.EI: Employment and Income

Explore job and career options.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Give an example of how education and training can affect lifetime income.
2: List the education and training requirements, income potential, and primary duties of at least two jobs of interest.
3: Identify individuals who could provide positive job references.
Under Development
4: Label basic components of a part-time job application.
Under Development

Compare sources of personal income and compensation.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
5: Identify the difference between earned and unearned income and give an example of each.
6: Give an example of a situation that qualifies for a government transfer payment.
7: Identify how local government services assist people.

Analyze factors that affect net income.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
8: List Social Security, Medicare, and Affordable Care Act benefits structure.

6.I: Investing

Evaluate investment alternatives.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Explain the difference between stocks and bonds.

Demonstrate how to buy and sell investments.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
2: Explain how to open a basic deposit account at a financial institution or brokerage firm.

6.RM: Risk Management and Insurance

Identify common types of risks and basic risk management methods.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Give examples of how people manage the risk of financial loss through avoidance, acceptance, control and reduction, and transfer through insurance.
2: Identify the consequences of accepting risk with insufficient or no insurance.
3: Investigate a specific product safety recall.
Under Development

Justify reasons to use health, disability, long-term care, and life insurance.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
4: List the kinds of expenses that health insurance can cover.

6.FD: Financial Decision-Making

Recognize the responsibilities associated with personal financial decisions.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Analyze examples of money-handling decisions that youth could face.
2: List the benefits of making sound financial decisions and the costs of making unsound financial decisions.
3: Illustrate how influences such as current fashion trends, peer pressure, and procrastination can affect financial decisions.

Use reliable resources when making financial decisions.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
4: Analyze the strengths and weaknesses of various online and printed sources of product information.
5: List methods used to test advertising claims.
Under Development
6: Determine whether information sources are accurate and reliable when comparing products and services.
7: Describe a process for making a consumer decision by combining pre-purchase information with point-of-purchase information, such as unit price data and discounts.
8: List types of consumer fraud, including online scams and phone solicitations.

Summarize major consumer protection laws.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
9: Give examples of behaviors that make consumers vulnerable to fraud.
10: Describe the consumer protection agencies and their responsibilities in one's state and community.
Under Development
11: Give examples of unfair or deceptive business practices that consumer protection laws prohibit.
Under Development
12: List the types of information needed to resolve a specific consumer complaint.
Under Development

Make criterion-based financial decisions by systematically considering alternatives and consequences.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
13: Apply systematic decision-making to setting and achieving financial goals.
14: Prioritize personal financial goals.
15: Determine the cost of achieving a financial goal.
16: Evaluate the results of a financial decision.
17: Give examples of how decisions made today can affect future opportunities.

Apply communication strategies when discussing financial issues.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
18: Recognize how discussing financial matters with household members could help reduce conflict.
Under Development
19: Identify differences in peers' personal values and attitudes about money.
Under Development
20: Illustrate how to negotiate a fee for services such as babysitting or lawn care.
Under Development

Analyze the requirements of contractual obligations.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
21: Devise a sample family agreement that establishes the terms of use of a personal item.
Under Development

Control personal information.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
22: Identify ways that thieves fraudulently obtain personal information.
23: List problems that might occur to a victim of identity theft.
24: List strategies for creating and maintaining strong online passwords.
25: Recommend ways to use social media safely.

Use a personal financial plan or budget.

Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
26: List assets and liabilities.
Under Development
27: Construct a hypothetical student's net worth statement.
Under Development