Washington
9th Grade
State Standards
Look below to see how Banzai's courses, worksheets, activities, and games align with the State Learning Standards: Financial Education for 9th Grade. Note, any one activity listed will satisfy the associated competency.
9.SS: Spending and Saving
Develop a plan for spending and saving.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Use a plan to manage spending and achieve financial goals.
2: Identify how charitable giving fits into a spending plan.
Develop a system for keeping and using financial records.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
3: Investigate checking, savings, and credit card accounts that financial institutions provide.
Describe how to use different payment methods.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
4: List the risks and protections of checks, prepaid cards, debit cards, gift cards, and online or mobile payment systems.
5: List the features and costs of personal checking accounts offered by different financial institutions.
6: Identify the costs of cashing a check with various third parties, such as banks and credit unions, check-cashing services, and retail outlets.
Apply consumer skills to spending and saving decisions.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
7: Demonstrate how to use comparison shopping skills to buy or finance a major purchase.
8: Research the cost of expenses associated with postsecondary education.
9: Evaluate specific charities based on purpose, management, outcomes or results, and reputation.
Under Development
9.CD: Credit and Debt
Analyze the costs and benefits of various types of credit.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Identify various types of student loans (public and private) as a means of paying for postsecondary education.
2: Identify alternatives to loans as a means of paying for postsecondary education.
9.EI: Employment and Income
Explore job and career options.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Explore a career plan that aligns with personal interests, financial goals, and desired lifestyle.
2: Create a template for a résumé and cover letter.
Under Development
3: Compare how employment opportunities vary across educational levels.
4: Explore how productivity among workers relates to workers' wages and job retention.
5: Explore the risks, costs, and rewards of starting a business.
6: Analyze the costs, benefits, and impact of investment in postsecondary education by career option.
Analyze factors that affect net income.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
7: Differentiate between a progressive and regressive tax.
Under Development
8: Illustrate the relationship between income level and income tax liability.
9.I: Investing
Explain how investing may build wealth and help meet financial goals.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Examine strategies for investing as part of a comprehensive financial plan.
2: Compare the impact of delaying investment for retirement to beginning investing early.
Evaluate investment alternatives.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
3: Identify types of investments appropriate for different objectives such as liquidity, income, and growth.
Demonstrate how to buy and sell investments.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
4: Give examples of how economic conditions and business factors affect the market value of a stock.
5: List the advantages and disadvantages of buying and selling investments through various channels, including employer-sponsored retirement plans, investment advisors, brokerage firms, and direct purchase.
9.RM: Risk Management and Insurance
Identify common types of risks and basic risk management methods.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Evaluate the costs and benefits of an extended warranty.
Under Development
2: Recommend insurance for various types of risk.
Justify reasons to use property and liability insurance.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
3: List the main types of auto insurance coverage.
4: Determine the legal minimum amounts of auto insurance coverage required in one's state of residence and the recommended optimal amounts.
9.FD: Financial Decision-Making
Recognize the responsibilities associated with personal financial decisions.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
1: Identify how individual responsibility for financial well-being will change over a lifetime with changing life circumstances.
2: Identify ways that financial responsibility is different for individuals with and without dependents.
Under Development
3: Consider how personal financial decisions might affect an individual.
Use reliable resources when making financial decisions.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
4: List sources of financial information that are objective, accurate, and current.
Under Development
Make criterion-based financial decisions by systematically considering alternatives and consequences.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
5: Identify elements of a contingency plan to handle events (e.g., car breakdown or phone loss) that might affect personal finances on short notice.
Control personal information.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
6: Understand identity theft prevention strategies.
Use a personal financial plan or budget.
Standard
Defined by State Learning Standards: Financial Education
Banzai Solutions
*Any of the activities below will satisfy the competency
7: List the main components of a simple will.
Under Development
8: Explain the purpose of a durable power of attorney for health care (living will).
Under Development